SideCars offers a full suite of reinsured vehicle service contracts (VSC) and reinsured aftermarket products like GAP, Limited Warranties, Tire & Wheel, Key Replacement, Paintless Dent Removal, Paint & Fabric, and Theft Deterrent.
Our reinsurance program gives dealers the maximum amount of control and ownership–and the result is the best possible F&I program for dealers. As a SideCars client, you fully participate in the back-end profits of all these products and gain a powerful profit-generating tool for your dealership.
Dealers love us because we create wealth for them. Agents love us because we enable them to be heroes, while maintaining their profits. CPAs love us because we’re CPA-owned, and speak their language.
No matter what service contracts and ancillaries your dealership is currently providing, SideCars makes it easy to switch. Your customers will notice a difference–for the better, because now you’re in complete control of exactly the kind of coverage you want to provide. Every SideCars dealership has its own customized VSC rate chart, making it easier to flexibly compete and still manage for profitability.
Reinsurance is an absolute no-brainer for every dealer selling 50 vehicles or more each month.
Let’s assume you have a loss ratio of 50% and your VSC claims reserve is $600. If you would knowingly turn away $300 of tax-advantaged profit on every VSC you sell, then you just might be certifiably bat-guano crazy.
3 ways an administrator charges for their services:
The fact that we love what we do, and our passion comes through in your favor. We’ve spent a lot of time creating the best possible F&I program for both dealers and agents, and we’re proud of it. Have more questions?
Every customer deserves an app that makes it easy to locate the contracts and terms for the F&I products they buy.
SideCars takes it several steps further by giving your customers the ability to easily file claims and get assistance right from their phone. Lots of administrators have basic apps now—but ours provides true value through two-way communication.
We’ve spent the last 5 years perfecting the best reinsurance reporting platform available.
Our custom reinsurance platform, SideKick, allows you to access full cession statements 24/7–there’s never any guesswork on your part.
SideKick also gives you an easy-to-read dashboard that shows you exactly where your reinsurance funds are at in the workflow. Our transparency into this process is unmatched.
SideCars is proud to partner with the only truly cloud-based contract rating software platform available: PCRS, from PCMI.
We are a team of highly professional, highly intelligent players, who love what we do, and we love how we do it. We are interpreters of the IRS tax code who leverage our accounting expertise to the benefit of our dealership clients.
We are a provider of reinsured vehicle service contracts and other fully reinsured F&I products for dealerships all over the United States. And we are not like the others: at SideCars, we believe reinsurance is a freedom and right for every qualified dealership. This is about you, the dealer, fully participating in the transparent underwriting profits of your own products. And if you’re an agent, this is about you gaining a new arrow in your quiver—on that is unique, profitable, and highly desirable to your prospective clients.
We are experts in the dealer reinsurance arena. We understand exactly what is possible and what’s stupid. At SideCars, we study the tax code to understand the intent of both Congress and the IRS, and then we maximize its applicability to dealerships of all sorts: auto, motorcycles, RVs, and more.