THE DAYS OF GETTING SKEWERED BY YOUR SERVICE CONTRACT COMPANY ARE OVER.

Hidden reinsurance “rules” got you down?  Sick of paying fees just to file a claim?  Wish you could have more control over a program that’s funded with YOUR money?

SideCars has the answer.  Our full suite of reinsured products provides a turnkey solution for auto and RV dealerships.  But that’s just the start:  we have stripped away all the bull$#!& pomp and circumstance AND all of the crazy fee nickel-and-diming that comes with it.

WHY IS REINSURANCE A BIG DEAL?

We create substantial and additional personal wealth for our dealers.  We accomplish this by turning the current expenses of Vehicle Service Contracts, and other products sold in the F&I Department, into assets of the dealer’s reinsurance company.  This company is 100% owned and controlled by the dealer.  Last – and definitely not least – our fees are ridiculously competitive due to our focus on technology.  Check out our fee comparison here:

Focus

100%

SideCars takes pride in being proactive and responsive to our clients’ reinsurance needs and questions.  We focus only on dealerships, and this singular focus will grow in importance as the IRS continues to research whether 831(b) micro captives can truly be used outside the automotive/RV/powersports industry.  Dealers will never have to worry about whether we’re distracted.

The Nuts & Bolts

  • Simple to understand, easy to start online

  • Full suite of reinsured products

  • All digital, via a variety of menus

  • E-rating and e-contracting are standard

  • Excellent claims administration

  • Underwritten by A- rated insurance carrier

  • One competitive flat agent cost for all products

  • Transparent--no hidden fees of any type

  • No hidden fees to cancel contracts or for claims. Repeat: no loss adjustment expenses.

  • No hidden or separate ceding fees

  • One competitive annual management fee

  • No premium tax necessary with SideCars Reinsurance

  • Dealer has complete control of funds in RC

  • All funds kept under ONLY the dealer’s name, in the United States, in a full-investment account at a national bank

  • Rapid turnaround of funds into RC

  • SideKick Online Platform enables you and your dealers to know how the RC is performing right now--no need for a quarterly interpreter

  • Excellent online reporting for you and your dealers

  • The best training available, for your customers’ entire dealership (if needed)

  • Quick and easy to switch from current reinsurance provider

  • Fully-customized, hard-bound proposals available for busy agents

  • Face-to-face assistance in closing new prospects available for those agents who want it

NO LONG-TERM CONTRACTS. ALWAYS UNDER YOUR CONTROL.

Trusted Partners

Wells Fargo SideCars Reinsurance Trusted Partner